Download Cooperative Banking in Europe: Case Studies (Palgrave by Vittorio Boscia, Alessandro Carretta, Paola Schwizer PDF

By Vittorio Boscia, Alessandro Carretta, Paola Schwizer

This booklet investigates the most gains of the evolution of the cooperative banking version in ecu international locations, utilizing 'country case-study' research. dependent in elements, the 1st offers with a pattern of nations that joined eu Union sooner than 2000; the second one half with a pattern of alternative newly admitted eu Union member nations.

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61%) in 2004. 72%). • The reduction of the operative costs has allowed to recover efficiency (OpRIntM) for the sector, which falls into line with the condition of the traditional banking system. 5 in 2004). This data confirms the policies the cooperative system has usually adopted as to the reserve funds of the annual profit, and it grants a level of capital adequacy that is usually the highest in the traditional banking system. Note 1. This is the main regulation in the banking field in Decree-Law no.

72%). • The reduction of the operative costs has allowed to recover efficiency (OpRIntM) for the sector, which falls into line with the condition of the traditional banking system. 5 in 2004). This data confirms the policies the cooperative system has usually adopted as to the reserve funds of the annual profit, and it grants a level of capital adequacy that is usually the highest in the traditional banking system. Note 1. This is the main regulation in the banking field in Decree-Law no. 298/92 of 31 December, amended by Decree-Laws no.

In 1852, administrative council consisting of the mayor, the parish priest, the magistrate and two citizens elected from a short list of five took over the management; elections took place in January of each year. Valeria Stefanelli 17 The importance of the community warehouse declined in proportion to the increase in interest rates. They were reformed in 1862 and payment in kind was gradually replaced by monetary payment, thus granting these institutions the same status as real credit institutions.

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